In FY09, I am going on a debt diet.

I realized that I may *need* a new car in FY09 since I have 96K miles on my car and I need to see what I can afford. In accordance with my calculations, I should have an excess of $439.00 per month to spend on a car payment however, it seems I am always dipping into my saving account to pay off a bill….or whipping out the Old Visa to put gas in my car. SO, from this day on, I will give myself a $25 luxury item a pay period and see if I can save a car payment a month and deal in cash only. No more Amazon.Com purchases, no more new shoes, no more antique furniture, no more trips to Hasting’s, no more Made In China Wal-Mart crap…only the library from now on and wear what I have and get rid of the Made in China crap from Wal-Mart! I am tired of RED!!!! I want to operate in the BLACK AGAIN!